Terms of Use

Last updated: 25TH March 2018

These Terms of Use apply to any specific webpages with a URL containing “Kynsale.com”. Such individual website is referred to in these Terms of Use as “this Website.”

By using this Website, you are agreeing to these Terms of Use. If you do not agree to these Terms of Use, then you are not allowed to use this Website and should immediately terminate such usage.

Use of Content; Restrictions; Privacy Statement

Unless otherwise indicated in the relevant content, and on the condition that you comply with all of your obligations under these Terms of Use, you are authorised to view, copy, print, and distribute (but not modify) the content on this Website; provided that (i) such use is for informational, noncommercial purposes only, and (ii) any copy of the content that you make must include the copyright notice or other attribution associated with the content.

You are not authorised to copy or use any software, proprietary processes, or technology embodied or described in this Website.

You will comply with all applicable laws in accessing and using this Website.

You acknowledge that we may use your personal information and data according to our Privacy Policy and Cookies Notice, which are incorporated herein by this reference. You hereby agree to the terms of our Privacy Statement and Cookie Notice, including any obligations imposed on you therein.

Intellectual Property Rights; No use of the Kynsale brand, name or logos

Unless otherwise indicated, the content on this Website is provided by us.

This Website and its contents are protected by copyright, trademark, and other laws of England and Wales and/or other jurisdictions. We and our licensors reserve all rights not expressly granted in these Terms of Use.

References to other parties’ trademarks on this Website are for identification purposes only and do not indicate that such parties have approved this Website or any of its contents. These Terms of Use do not grant you any right to use the trademarks of other parties.

Disclaimers and Limitations of Liability

This website (including without limitation any content or other part thereof) contains general information only, and we are not, by means of this website, rendering professional advice or services. Before making any decision or taking any action that might affect your finances or business, you should consult a qualified professional advisor.

This website is provided as is, and we make no express or implied representations or warranties regarding it. Without limiting the foregoing, we do not warrant that this website will be secure, error-free, free from viruses or malicious code, or will meet any particular criteria of performance or quality. We expressly disclaim all implied warranties, including, without limitation, warranties of merchantability, title, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

Your use of this website is at your own risk and you assume full responsibility and risk of loss resulting from your usage, including, without limitation, with respect to loss of service or data. We will not be liable for any direct, indirect, special, incidental, consequential, or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort (including, without limitation, negligence), or otherwise, relating to or arising out of the use of this website, even if we knew, or should have known, of the possibility of such damages.

Certain links on this website may lead to websites, resources or tools maintained by third parties over whom we have no control. Without limiting any of the foregoing, we make no express or implied representations or warranties whatsoever regarding such websites, resources and tools, and links to any such websites, resources and tools should not be construed as an endorsement of them or their content by us.

The above disclaimers and limitations of liability are applicable to the fullest extent permitted by law, whether in contract, statute, tort (including, without limitation, negligence) or otherwise.

Additional Terms

If any portion of these Terms of Use is invalid or unenforceable in any jurisdiction, then (i) in that jurisdiction it shall be re-construed to the maximum effect permitted by law in order to effect its intent as nearly as possible, and the remainder of these Terms of Use shall remain in full force and effect, and (ii) in every other jurisdiction, all of these Terms of Use shall remain in full force and effect.

We may revise these Terms of Use at any time in our sole discretion by posting such revised Terms of Use at the Terms of Use link (i.e. this web page that you are currently viewing) or elsewhere in this Website. Such revisions shall be effective as to you upon posting, unless explicitly stated by us. It is your responsibility to be aware of any such revised Terms of Use by checking this web page. Your continued use of this Website following changes to these Terms of Use constitutes your agreement to the revised Terms of Use.

Privacy Policy

Last revised: 25th March 2018

Overview

Kynsale Limited respects the privacy of our website visitors, prospective customers, customers, business partners, prospective employees and employees.  It is important you understand the kind of information we collect about you and how it is used. We recognise the need for appropriate safeguards and management practices in relation to the collection and use of Personal Information. This Privacy Policy sets forth the privacy principles Kynsale follows with respect to your Personal Information.  Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

Information Collection

The information Kynsale collects falls into three primary categories: non-personally identifiable information, personally identifiable information, and sensitive personally identifiable information.

Non-Personally Identifiable Information is information that cannot alone be used to identify or contact you. A primary source of such information includes browser information when you are using our websites.  Website log files and Third Party scripts collect information that may include IP addresses, browser type, internet service provider (ISP), referral / exit pages, pages viewed, date & time stamps, and other similar information.  Log files and Third Party scripts may also collect general demographic information. We use these log files and Third Party scripts to help us analyse traffic patterns & site usage, understand audiences, as well as improve our sites and services.

Personally Identifiable Information (“PII”) is information that can be used to identify or contact you. Such information might include your name, mailing address, email address, telephone number, company or job title.  PII may be collected when you apply for an employment opportunity on our site, establish a user account for use with our services, register for an event, complete a survey, inquire about employment, correspond with us, or inquire about our service offerings.

Sensitive Personally Identifiable Information is Personal Identifiable Information specifying medical or health conditions, racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership or information specifying the sex life of an individual.  Such information is only collected in the context of an employment relationship as required by law or for employment purposes.

Information Use and Sharing

Kynsale is the sole owner of the information collected through its marketing, recruitment, sales, and other commercial activities. In these activities, we only have access to and collect Personal Information that 1) you voluntarily provide us or that 2) we acquire through third-party sources such as business intelligence platforms.  We will not sell or rent to anyone the information provided to us or obtained by us.

Unless you ask us not to, we use this Personal Information for purposes such as communicating information about products or services; offering employment; responding to requests; processing transactions; providing you the services you have requested; tracking compliance with our sites’ terms of use; analysing the characteristics of our applicants, visitors, and customers; and improve our services.  From time to time, we may also use your information to contact you for market research purposes. We may contact you by email, phone or mail.

You may opt-out of communications at any time by clicking the unsubscribe link provided in an email or by sending a request to support@kynsale.com.

Kynsale is the sole owner of Personal Information collected from its employees in the context of employment relationships. In this context, the data collected is solely used for employment-related purposes.  When Personal Information collected is no longer needed for the purpose(s) for which it was collected and Kynsale no longer is required to retain this information by law or policy, the information will be deleted or destroyed.  We may be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

Security

We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Controlling your Personal Information

You have the right to know what Personal Information has been collected and stored within Kynsale’s information systems about you and also ensure that this Personal Information is accurate and relevant for the purposes for which Kynsale has collected it.

Upon reasonable written request to support@Kynsale.com, you may review your Personal Information, request modification/correction of any data that it is incorrect, or request removal/inactivation of Person Data as permitted by applicable law and Kynsale policies.  A small fee will be payable. Such updates will not have an effect on other information that we maintain, or information that we have provided to third parties in accordance with this Privacy Statement before such update.

To protect your privacy and security, we will take reasonable steps to verify your identity, before granting access to your Personal Information. In addition, we may limit or deny access to Personal Information where providing such access would be unreasonably burdensome or expensive in the circumstances.  Kynsale will endeavour to respond to all reasonable written requests of individuals to view, modify, or remove/inactivate Personal Information within 30 days of the original request.  In the context of employment relationships, Kynsale will make reasonable efforts to accommodate employee privacy preferences.

You may choose to restrict the use of your Personal Information by informing us that you do not wish to receive direct marketing information by contacting us at support@Kynsale.com you may change your mind at any time by writing to or emailing us at support@Kynsale.com.

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We may use your Personal Information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen.

Disclosures & Onward Transfers of Personal Information

In achievement of internal business operations, Kynsale discloses Personal Information only to Third Parties who reasonably need to know such data in accomplishment of a contracted task. For example, the electronic billing of clients or processing of benefits/payroll through third-party providers.

Recipients must agree to abide by contractual obligations established 1) restricting use of information to Kynsale instructed/specified purposes, 2) securing the availability, integrity, and confidentiality of the information whilst in their possession, and 3) returning & purging information upon termination of contract. Kynsale will ensure that the same or a better level of protection as Kynsale provides is afforded to Personal Information by contracted third-parties throughout the defined term during which a third-party is contracted. Third-parties are not permitted to use Personal Information except for the purpose of providing contracted services.

If Kynsale becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will ensure that the acquiring organisation agrees to protect Personal Information subject in accordance with the commitments we have made in this Privacy Policy.  Kynsale may also disclose Personal Information to any other Third Party with your prior consent to do so.

Changes to this Policy

This Policy may be amended from time to time, and updates will be posted on this page. You should check this page from time to time to ensure that you are happy with any changes.  Kynsale employees and contractors will be notified of changes to the policy through email and through other internal communication mediums.

We will notify candidates, employees, and customers if we make changes that materially affect the manner in which we handle Personal Information previously collected. In such cases, we will allow those impacted to choose whether their Personal Information may be used in the proposed materially different manner.

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